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How it Works

we provide the solution for asset management

Time is not only money…it’s now on your side. Our proprietary AIM℠ Funding Process makes it incredibly easy to factor or finance your Net 30+ invoices and make cash flow! In addition to Accounts Receivable Financing, we offer inventory and alternative financing solutions. We will work with you to find the funding option that is best for you, your business, and your future!

The AIM℠ Funding Process

Our mission is to “Help Business Make Cash Flow” so they can create more jobs, grow local economies, and build vibrant communities. There is no “one-size fits all” line of credit or invoice factoring solution. Our AIM Funding Process makes it easier to discover and compare the financial options that are in your best interest.

Kover makes the access to funding a less stressful, more transparent experience. We’ve made lending better for everyone.

Account Set-Up

In just 5-minutes, complete the online application. That’s it, and we can get started. We do our magic and reach out to you within 4 business hours to talk. Need to get started faster, just pick up the phone and call us. We actually enjoy a good conversation.

Invoice Review

You send us the invoices and we’ll take a look. Within 12 business hours, we will have reviewed and verified them.

Money Options

We contact you with funding options. For factoring, we will wire transfer up to 94% of the total amount into your bank account, and the remaining 10% once the invoices are paid.

We provide weekly and monthly reports to give you insights for you to spot payment trends, mitigate customer payment risks, and improve the health of your company’s cash flow.

We Make Cash Flow

Our tenured team of Accounting Professionals does all of the day-to-day, money-chasing AR work for you—from confirming payments to collecting overdue invoices. Every day, we talk to AP teams to collect and fund thousands of invoices, and we represent you and your businesses in the most professional manner. Relax, we got this.

Overdue payments? No Problem.

We help deal with those tough conversations and track down overdue invoices – for free. We approach the collections conversation with Clients in a way that represents your business the same way we would want our business to be represented. So, no need to worry. We got this.

Big Clients Paying Slow?

Yeah, we’ve seen that too.

Our seasoned AR managers know how to talk to AP people. From ensuring invoice formatting to confirming payment dates, we help accelerate those payments.

Changes in Credit Worthiness? We monitor your Customers for you.

We’ve automated credit and lien checks to monitor risky customer activity and warn you in advance if they might not be able to pay.